Did you know that the average cost of a Nursing home can start at around 7K per month and higher? Long-term care insurance is an insurance product that helps pay for the costs associated with long-term care such as a Nursing Home. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid. Long-term care insurance is coverage that provides nursing-home care, home-health care, and personal or adult daycare for individuals aged 65 or older or with a chronic or disabling condition that needs constant supervision. There are 3 types of Long-Term Care, Traditional long-term care insurance, Hybrid long-term care insurance and Life Insurance with a Long-Term Care rider. There are also plans that offer Short Term Care Insurance. If you have questions about Long Term Care or Short-Term Care options, please feel free to call us so we can help you understand this type of insurance product.

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  • Mark Schwarz has been, and always will be, available to meet all our insurance needs. Mark is there when we call on him, and ready to help any way he can. He's a man of high moral character, as well as a possessor of true Christian values. We wouldn't deal with anyone else. Mark is our man. And we mean every word!

    Jeanne & Michael Sigler

  • Mark helps me every year during AEP checking drug plans for my mother, he is always available to answer our Healthcare questions.

    Cindy Capps

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